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LICENSED PAYMENT INFRASTRUCTURE · EGYPT

Licensed in Egypt since 2021, Maestr connects businesses to the national rails and to the payment methods Egyptians actually use.

Read the infrastructure
LICENSED SINCE 2021NATIONAL RAIL CONNECTIVITYDOCUMENTED INTEGRATION

THE NATIONAL RAILS

One connection into the systems that move Egyptian commerce.

Egypt has built modern public payment infrastructure over the past decade. An instant account-to-account network. A national card scheme with its own digital wallets. A centralised electronic invoice and receipt system operated by the tax authority. Each is a separate integration with its own standards, its own onboarding and its own operational discipline. Maestr connects to all three and presents them to a business as one technical layer.

Business systems

National infrastructure

01

Online commerce

Storefronts selling to customers in Egypt.

02

Platforms

Marketplaces and software platforms serving Egyptian merchants.

03

Merchant systems

Order, billing and back-office systems already in place.

Connective layerOne technical connection
A

InstaPay (IPN)

Egypt's national instant payment network. Account-to-account transfers that clear in real time, directly between banks.

B

Meeza

The national card scheme, including Meeza digital wallets. Domestic card and wallet acceptance on rails built and operated inside Egypt.

C

ETA e-invoice and e-receipt

The Egyptian Tax Authority's electronic invoice and receipt system. Tax-authority reporting connectivity for compliant commerce.

Commerce connects to Maestr. Maestr connects that single integration to InstaPay, to Meeza and Meeza digital wallets, and to the Egyptian Tax Authority's e-invoice and e-receipt system.

THE CONNECTIVE LAYER

Several rails. One integration for the business on the other side.

A business selling in Egypt does not want four integrations, four reconciliation formats and four operational relationships. Acceptance, orchestration across methods, reporting and reconciliation are brought together behind one documented integration, with a single set of records at the end of the month.

  1. 01
    Acceptance

    Cards, account payments, wallets and instalments, presented as one checkout.

  2. 02
    Orchestration

    Routing across methods and providers, with visibility on every attempt.

  3. 03
    Reporting

    Transaction records at the level of detail finance and operations teams ask for.

  4. 04
    Reconciliation

    Normalised payment and refund exports for period close.

Maestr connects, routes, processes and reports. Regulated third parties provide any financing.

METHODS ON THE PLATFORM

Every way Egypt pays, behind one integration.

Egyptian customers do not settle on a single method. They pay by card, by instant transfer, from a wallet, and increasingly in instalments. A checkout that reaches only some of them leaves the rest of the market unserved. Maestr presents the full set through one technical connection and routes each transaction to the provider that can complete it.

Cards

  • Mastercard
  • Visa
  • Meeza

National rails

  • InstaPay
  • Meeza digital wallets

Licensed consumer finance

10 connected providers
  • Tru
  • valU
  • Souhoola
  • Aman
  • Klivvr
  • Halan
  • Premium Card
  • Mogo
  • Contact Now
  • Forsa

Ten licensed consumer finance providers are integrated on the platform. Maestr routes to them. Maestr does not lend.

OPERATING INTO EGYPT

A local connection for businesses based beyond Egypt.

A company selling into Egypt from outside it faces two problems at once. The first is reach. Egyptian customers pay on local rails and local methods, and a foreign checkout reaches very few of them. The second is standing. Operating in a regulated market calls for a properly licensed local counterparty rather than an arrangement assembled at the edges. Maestr provides both through documented technical interfaces, under licences held and supervised in Egypt.

LICENSING AND COMPLIANCE

The operating perimeter, stated plainly.

01Licences
Maestr is licensed by the Central Bank of Egypt as a payment service provider, a payment facilitator and a third-party aggregator.
02In operation
Maestr has been in licensed operation since 2021, processing live card and instalment volume.
03Scheme registration
Maestr is registered with the international card schemes and with Egypt's national scheme.
04Data residency
Card processing is hosted domestically in Cairo, in line with scheme localisation requirements.
05Security programme
A formal card industry security assessment is in progress with an accredited assessor.
06Banking relationship
Maestr operates with a tier one Egyptian acquiring bank.

FOR DEVELOPERS

Build against a REST API with named server keys, idempotent create requests and signed webhook events. Sandbox and production are separate environments with separate credentials, so nothing is ever tested against live money. Continue into the merchant documentation for the full integration guide.

Open merchant documentation
CREATE PAYMENT INTENT
curl -X POST "$MAESTR_API_URL/api/v1/payment-intents" \
  -H "X-API-Key: $MAESTR_API_KEY" \
  -H "Idempotency-Key: order-example-001" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 125000,
    "currency": "EGP",
    "merchant_order_id": "ORDER-EXAMPLE-001",
    "description": "Example merchant order"
  }'

SIGNED WEBHOOK
X-Maestr-Signature: HMAC SHA-256
X-Maestr-Timestamp

{
  "event_reference": "MWE-20260630-...",
  "type": "payment.status_changed",
  "payment_reference": "MSTR-20260630-...",
  "data": {
    "merchant_order_id": "ORDER-EXAMPLE-001",
    "status": "success"
  }
}